Lutte contre le blanchiment de capitaux et le financement du terrorisme : l’AMF applique les orientations de l’Autorité bancaire européenne

On 22 November 2022, EBA issued guidelines outlining the procedures for credit and financial institutions to follow in order to comply with their due diligence obligations for remote customer onboarding under AML/CFT legislation. These guidelines (EBA/GL/2022/15) encompass steps for institutions when relying on third-party services and the establishment of CDD procedures for remote CDD measures. The effective date for these guidelines is set for 2 October 2023, applying to credit and financial institutions defined in Article 3 of Directive (EU) 2015/849.
The AMF has therefore incorporated these guidelines into its framework by issuing DOC-2023-07, expanding their scope to entities falling under the AMF’s supervision for AML/CFT purposes, including asset management firms, collective investments, and financial investment advisors. Hence, from 2 October 2023, credit and financial institutions must adhere to these guidelines.
Concurrently, the AMF has updated its position-recommendation DOC-2019-16 (Guidelines on client due diligence) to reference the EBA’s guidelines, thereby ensuring consistency and clarity in AML/CFT compliance procedures.