Events listed in Consumer Credit Directive (CCD)
Directive 2008/48/EC on credit agreements for consumers and repealing Council ...
ID 26604
A new consolidated version of Directive 2008/48/EC, the Consumer Credit Directive, was published in the Official Journal (OJ) of the EU. The Directive covers various issues relating to consumer credit, including the information that must be disclosed to consumers prior to entering into a credit agreement, the access of credit institutions to information pertaining to the creditworthiness of customers, the way credit agreements must ...
The EBA’s recent mystery shopping exercise shows the value this tool adds to ...
ID 24587
EBA released a report detailing the outcomes of a mystery shopping exercise that focused on personal loans and payment accounts. The primary objective of this exercise was to augment the existing supervisory practices employed by NCAs with unique insights gained from mystery shopping. The aim was to address gaps and deficiencies in the oversight process that conventional methods might overlook. The report emphasized several ...