Verzekeraars hebben stappen gezet met integratie ‘duurzaamheid’, maar het merendeel is nog niet halverwege.

DNB published news about a comprehensive self-assessment among insurers, which reveals that they have begun anticipating the sustainability transition. While some insurers are taking concrete steps, many are yet to translate their intentions into tangible actions.
The DNB conducted a self-assessment with over 20 insurers to gauge their maturity level in implementing sustainability in regular operations. Results were presented during an insurance event, indicating progress in integrating sustainability risks but also highlighting that the sector is not fully prepared.
Despite efforts to address climate change impacts, most insurers assess their maturity level as insufficient. Many have appointed a board member for sustainability, sought expertise, and involved key functions in decision-making. However, converting intentions into actions, especially in investments and insurance, remains challenging. Insurers report initiating the integration of sustainability risks into risk management but often lack specific goals, limits, and indicators for effective control. DNB appreciates the sector’s direction but expresses concern about further implementation, emphasizing the absence of clear objectives and mitigation measures.
In 2024, DNB plans to expand the self-assessment across the sector, conduct in-depth investigations, and determine potential enforcement measures to ensure sufficient risk mitigation. DNB will continue monitoring the sector, providing guidance, and engaging in discussions as needed.