In 2015, the Payment Service Directive 2 (PSD 2), Directive (EU) 2015/2366, brought about
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In 2015, the Payment Service Directive 2 (PSD 2), Directive (EU) 2015/2366, brought about significant changes to the retail payment services market to adopt to digital payment functionalities (e.g. digital wallets) and new financial market players. The Covid-19 pandemic and other market developments, however, further increased the importance of (secure) digital payments which is another reason why the European Commission conducted a review of ...